Right of Offset. How safe is Your Money in Your Own Checking Account?

If you deposit funds into a bank where you have a car loan, credit card, mortgage or any other debt, you likely have what’s called a “banking conflict”. You are housing assets where you also have liabilities and more often…

Avoiding Bankruptcy – Bankruptcy Alternatives

Most people who are in debt are looking desperately for a way to avoid bankruptcy. They scramble to create new budgets, ways to spend less and make their pennies stretch further. Much to the dismay of countless consumers, it’s a…