10 Tip-Offs You’re Heading for a Debt Disaster

Like most of life’s major problems, a debt disaster doesn’t happen overnight. There are clear warning signs that crushing debt could grow out of control.
Here are 10 Tip-Offs that you’re heading for a debt disaster. See how you score.

1. Your bank account is consistently overdrawn.
If you keep getting those thin envelopes in the mail from [...]

Great Article on How to improve, and keep up, your credit score

Paying down balances is the first step in getting your rating in order

updated 1:19 p.m. MT, Wed., Dec . 30, 2009
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NEW YORK - Your past is never really behind you. Or so it [...]

How Debt Settlement Affects and Helps Mend Your Credit Score

TRUTH – You will experience a negative impact with any debt reduction or debt elimination program.
With that said, Debt Settlement will have the least negative impact of any debt relief option, especially when employed without a Third Party Assistance (TPA) notation on your credit report. This means that the company that you use to help [...]

Monitoring your credit report you will save yourself a lot of problems

By monitoring your credit report you will save yourself a lot of problems when you have to get that credit card. You will also be aware of any potential problems that may stop the credit grantor from approving you for the credit you seek.

The Truth About “Free” Credit Reports

Too many people are being confused, mislead and taken advantage of by the term, “Free Credit Report”. We all love to get stuff for free. Especially in this day and age when gas prices are listed as “Arm” and “Leg”, providing health insurance for your family costs more than some mortgage payments and the cost [...]